You can get Social Security retirement or survivors benefits and work at the same time. But if you’re younger than full retirement age and earn more than certain amounts, your benefits will be reduced, although not dollar for dollar. Your benefits may increase when you reach full retirement age. You can read more about working while retired at www.socialsecurity.gov/planners/retire/whileworking.html.
If you receive Social Security disability benefits or Supplemental Security Income (SSI), special rules also make it possible for people to work and still receive monthly payments. If you want to try working again, seasonal work may help you ease back into the work force. Read Working While Disabled at www.socialsecurity.gov/pubs/EN-05-10095.pdf or visit our Ticket to Work website at https://choosework.ssa.gov for more information.
We also have an easy-to-share video introducing people to Ticket to Work at choosework.ssa.gov/library/meet-ben-an-introduction-to-ticket-to-work.
Keep in mind that you must report all earnings, including your seasonal earnings, to Social Security. Your earnings also count toward your future benefits. You earn Social Security credits when you work in a job and pay Social Security taxes. We use your total yearly earnings to figure your Social Security credits. You can learn more at www.socialsecurity.gov/pubs/EN-05-10072.pdf.
Having a job can bring positive change to your life in a number of ways, providing independence, fulfillment, and community involvement. Social Security is here to help. Please share this information with friends and family.