Silver Sands

Older Americans are entering retirement with fewer savings and more debt than in previous generations, putting wellbeing and housing security at risk for aging baby boomers. The picture is especially troubling for blacks and Latinos, who have earned less income and accumulated fewer assets on average over their working years.
Prof. James S. Jackson says the overwhelming propensity among researchers to view data on health disparities among African Americans through the lens of race is highly misleading, and masks deeper truths about how blacks and others cope with societal stressors.
Achieving financial independence is key to enjoying a satisfying retirement. Social Security has many tools to help you plan for your future. Prepare for a secure, comfortable retirement by visiting www.socialsecurity.gov/myaccount. Once there, open a secure my Social Security account and assess your financial needs. You’ll get immediate access to your personal Social Security Statement, your earnings record, and an estimate of your retirement benefits at age 62, at your full retirement age, and at age 70. You can also ensure your earnings are correct, since your future benefits are based on your earnings record.
Diane Schoenfeld is a weekly visitor at the Chaparral House nursing home in Berkeley. She comes every Friday to spend time with her aunt, Lillie Manger. “Hi Aunt Lill!” she says, squatting down next to her aunt’s wheelchair, meeting her at eye level. Manger is 97. She has straight white hair pulled back in a neat bun today. It’s tied with a green scarf, an homage to the dancer she used to be.
Aging and disability advocates celebrate Older Americans Month today as Sen. Sherrod Brown (D-OH), Sen. Elizabeth Warren (D-MA), Sen. Bernie Sanders (D-VT), and Rep. Raul Grijalva (D-AZ) introduce The Supplemental Security Restoration Act of 2015 into both houses of Congress.
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