Silver Sands

Are you struggling to find that perfect gift for Mom this Mother’s Day? Like most Americans, her schedule is busy and she might not get to spend as much time with loved ones as she would like. So, in addition to giving her flowers or a gift certificate, give her a gift she’ll really appreciate — the chance to spend more time with the ones she loves!

Receiving your first paycheck is an empowering milestone. Do you remember being a little shocked by the taxes that Uncle Sam takes out of each paycheck? Understanding how important your contribution is takes some of the sting away because your taxes are helping millions of Americans — and financially securing your today and tomorrow.

April is Financial Literacy Month, which is a perfect time to take stock (pun intended) of your retirement savings. Social Security is there to help secure your future, but savings should be the foundation of a bigger retirement plan.

Achieving financial security is an important part of enjoying a satisfying retirement. Social Security has many tools to help you plan for your future. A great first step is to visit www.socialsecurity.gov/myaccount. With amy Social Security account, you’ll get immediate access to your personal Social Security Statement, your earnings record, and an estimate of your retirement benefits at age 62, at your full retirement age, and at age 70. You can also verify your earnings are correct, since we base your future benefits on your earnings record.

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