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These days, almost everyone gets their benefit payment by direct deposit. Whether you receive Social Security or Supplemental Security Income (SSI), you can depend on your payment arriving in your account on time, every time. If you don't already have direct deposit, there are good reasons to sign up. For one, less money and time spent driving to the bank to cash your check helps you save. Second, fewer paper checks, envelopes, and stamps, and less fuel to deliver the checks means less waste and pollution for the environment.

Hurricane season is here for some areas. Other areas bear the brunt of flooding. Some areas of the nation are plagued by tornadoes, and still others must deal with wildfires, severe thunderstorms, or even earthquakes. If you are unfortunate enough to be in the line of a natural disaster, the last thing you want is for your income to be interrupted because of an evacuation or a missing mailbox. With direct deposit, you know your payment will be in your account on time no matter what.

Senior citizens can save money and headaches with four simple insurance tips. These can help ensure you're adequately covered and getting all eligible discounts.

"Home and auto insurance needs change at every stage of life," says Charles Valinotti, senior vice president of QBE Regional Insurance, which underwrites property and casualty coverage through the General Casualty, Unigard, Farmers Union Insurance and QBE Agri brands. "Seniors may not realize that downsizing from a home to a condo or driving less could have important implications for their insurance."

(ARA) - Coming home from the hospital or other care setting after an illness or surgery can be worrisome for both patients and the friends and family members who care for them. Planning ahead can make the process much easier.

The Centers for Medicare & Medicaid Services (CMS) has advice that is useful to the millions of Americans who are actively involved in caregiving. Through its caregiver initiative, Ask Medicare, CMS recommends the following steps to prepare for a transition:

Michael J. Astrue, Commissioner of Social Security, today announced that Social Security is asking members of the public, as well as current and former employees, to help the agency celebrate its 75 years of public service by sharing their personal stories and reflections about how Social Security has touched their lives. 

To share your story, go to www.socialsecurity.gov and click on the box that says  “Social Security Celebrates 75 Years of Public Service. Selected stories will be edited for content and brevity and posted for everyone to read.

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